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Services
Checking Accounts Prime Rewards (Our Premier Checking Account) Cancelled Checks Returned With Monthly Statement Wallet/Safety Paper Checks FREE After First Order Month End Statement Cycle Available For All Entity Types -Business Accounts (Non-Interest Bearing) -Non-Business Accounts -Tiered Interest Rates Minimum Balance to Open $50.00 Minimum Balance to Earn Interest $1500 Minimum Balance to Avoid $15.00 Monthly Service Charge $1500 Basic Checking Accounts Imaged Copy of Check Returned With Monthly Statement Available For All Entity Types -Business Accounts (Non-Interest Bearing) -Non-Business Accounts -Competitive Interest Rate -Interest Compounded Daily -Interest Paid on the Average Balance for the Month Minimum Balance to Open $50.00 Minimum Balance to Earn Interest $600 Minimum Balance to Avoid $7.50 Monthly Service Charge $600 Minimum Balance to Avoid $1.00 Monthly Imaging Fee $1000 Free Checking Accounts No Monthly Service Charge No Minimum Balance Requirements No Transaction Charges Minimum Balance to Open $50.00 Personal Non-Business Account Holders Only Business Organization Accounts Minimum Balance to Open $500 Minimum Balance to Avoid $15.00 Monthly Service Charge $2000 Commercial Account Analysis -Non-truncated over-the-counter withdrawl charge -Non-truncated inclearing withdraw charge -Truncated over-the-counter withdrawl -Truncated inclearing withdrawl -Automatic Clearing House (ACH) withdrawl -Automatic Clearing House (ACH) deposit -Deposit fee for cash, coin, etc (per deposit) -Deposit fee for checks etc. Non-Profit Organizations, Senior Citizens, and Full Time Students Monthly Minimum Service Charge is Waived Minimum Balance to Earn Interest is Not Required Common Features of All Checking Accounts Internet Banking Option -24/7 Access to Account Balance and Activity Account Reconciliation Service (1st Time Free) -$10 Per Hour; Minimum of $10 Account Research -$10 Per Hour; Minimum of $10 ATM or Debit Card Upon Qualification Copies of Cancelled Checks -One(1) Free Per Month; $2.50 Each Additional Savings Accounts Minimum Balance toi Avoid $3.00 Monthly Charge $300 Non-Profit Organization, Senior Citizens, Minor Aged Children & Full Time Students Monthly Minimum Service Charge is Waived Loans Mortgage Loans (Fixed or Variable) Residential Farm Commerial Home Equity Line or Credit Commerial/Farm Loans (Prime Rate Based) Secured Term Loans Revolving Lines of Credit Consumer Loans (Secured or Unsecured) Overdraft Line of Credit for your Checking Account Investment Loans--Secured by your Savings Account or CD Life and Disability Insurance Available on Loans |
Other Services Account Status Printout/Teller $0.50 ATM or Debit Card Replacement $5.00 Cash Advanced-Credit Card $5.00 Cashier's Checks -Customer $2.00 -Non Customer $5.00 Certified Check $5.00 Check Cashing per Check-Qualified Non-Customer$5.00 Coin Counting Service-Customers Only -Money Deposited No Charge -Money is not Deposited Greater of 10% of Counted Money or $5.00 Dormant Checking/Saving Account Monthly Fee $0.75 Fax Machine -Send-Fist Copy$5.00 -Send-Each Additional$1.00 -Receive-First Copy$1.00 -Receive-Each Additional Copy $0.50 Night Deposit Bag-Per Bag$20.00 Night Deposit Key$2.00 Night Deposit ServiceNo Charge Night Deposit Bag-Replaced or Lost$20.00 Notary Public-Non Customer$1.00 Notary Public-Customer No Charge NSF-Non Sufficent Fund Items-Per Item$20.00 Paid Overdraft Fee $20.00 -Daily Maximum NSF/OD Fee$60.00 Phone Transfers-Per Transfer$1.00 Photo Copies-Per Page$0.25 Regular Travelers Cheques -Customer No Charge -Double Signature Travelers Cheques 1.00% Return ACH/Checks Deposited or Cashed $5.00 Special Account Statement$5.00 Stop Payment Fee $10.00 Sweep Transfer Fee $5.00 TT&L Deposit No Charge U.S. Savings Bonds-Sales and Redeem No Charge Wire Transfer -Outgoing $15.00 -Incoming $12.50 Save Deposit Boxes Sizes 3"X5" Through 10"X11" Subject to Availability Contact Us for Specific Rental Rates One Lost Key $10.00 Vault Drilling $75.00 Automatic Charge to your Account Available at No Charge |
