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Banking Services


Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

ATM & Debit Card IssuanceUpon Qualification
ATM Daily Cash Withdrawal Limit$ 200.00
Debit Card Daily Transaction Limit$1,000.00
ATM & Debit Card- Replace Card$ 5.00
Account Status Activity Printout/Teller$ 0.50
Account Research-Per Hour-(Minimum $10.00)$ 10.00
Account Reconciliation Service -Per Hour- (Minimum $10.00, 1st time free)$ 10.00
Check Printing- Fee depends on style of checks orderedVaries
Copies of Canceled Checks - one (1) free per month$2.50 each
Internet Banking$ 0.00
Dollar Limit per day$9,999.99
Night Deposit Bag - per bag$ 20.00
Night Deposit Bag - replace or lost$ 20.00
Night Deposit Key$ 2.00
Night Depository ServiceNo Charge
Insufficient Funds (each)$ 30.00
Overdraft Protection 
(ODP) Paid Item Charge (each)$ 30.00
Overdraft (each overdraft paid)$ 30.00
Insufficient Funds, Overdraft Protection (ODP) Paid Item Charge & Overdrafts (daily maximum)$ 120.00
Returned ACH/Checks Deposited or Cashed$ 5.00
Return of cleared checks with monthly statements
Basic CheckingImage of checks
Free CheckingNone
Prime Rewards CheckingImage of checks
Business-Organization CkImage of checks
Health Savings AccountImage of checks
Special Account Statement- Per Statement$ 5.00
Stop Payment -per request$ 10.00
Stop payment renewal - per request$ 10.00
Sweep Transfer Fee-per sweep for each check$ 5.00
Telephone Transfer from Checking or Savings (called directly to FF) per transaction-$ 1.00
24 Hour Direct Teller Telephone-
Fax Copy of Statement$ 2.00
Fax Last 30 Days History$ 2.00
Dormant Account - per month$ 0.75
A checking account is dormant if for one year:
A savings account is dormant if for three years:
  • There have been no deposits or withdrawals to the account
  • There has been no communication about the account
  • There has been no communication about any account
  • Account statements returned for an incorrect address


Certified Check$ 5.00
Cashier's Check - Customer$ 2.00
Cashier's Check - Non Customer$ 5.00
Check Cashing per check qualified non customer$ 5.00
Tax Refund Check qualified non customer$ 20.00
Coin Counting Service- Customers Only:
Money DepositedNo Charge
Money Not Deposited(Minimum $5.00) - 10% of counted money
Credit Card - Cash Advance$ 5.00
Tax Refund cash advance non customer$ 20.00
Fax Machine
Send- 1st copy$ 5.00
Send- Each Additional$ 1.00
Receive- First Copy$ 1.00
Receive- Each Additional Copy$ 0.50
Garnishments$ 10.00
Levies$ 10.00
Notary Public-CustomerNo Charge
Notary Public-Non-Customer$ 1.00
Photo Copies - per page$ 0.25
Save Deposit Boxes
Sizes 3" X 5" Through 10" X 11" Subject to AvailabilityContact Us for Specific Rental Rates
One Lost Key$10.00
Vault Drilling$75.00
Automatic Charge to Your Account AvailableNo Charge.
Traveler's Cheques - CustomerNo Charge
Traveler's Cheques -Non Customer1% Fee
Traveler's Cheques for Two (Double Signature) - Customer or Non Customer1% Fee
TT&L DepositNo Charge
U.S. Savings Bonds- Sale and RedeemNo Charge
Wire Transfer (incoming )$ 12.50
Wire Transfer (outgoing)$ 15.00
International wire transfer$ 28.00
Above Fees Effective 04-15-10
Subject to Change Without Notice
Member FDIC - Equal Housing Lender

Greensburg  Downtown
212 North Franklin Street
Greensburg, IN  47240
Greensburg  Retail Sales Office  by Walmart
460 Greensburg Crossing
Greensburg, IN  47240
Shelbyville  on the square
25 Public Square
Shelbyville,  IN  46176

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Equal Housing Lender Member FDIC