Interest Rates

Checking and Savings
Effective Dates: as of Nov 3, 2020
Rates may change after the account is opened
Fees may reduce earnings of the account Daily Balance

Account	Minimum Balance to Open Account	Minimum Balance to Earn APY	Interest Rate	APY
Money Market	$500.00	$100,000.00	call us	call us
Money Market	$500.00	$50,000.00	call us	call us
Money Market	$500.00	$25,000.00	call us	call us
Money Market	$500.00	$10,000.00	call us	call us
Prime Rewards	$1,500.00	$100,000.00	call us	call us
Prime Rewards	$1,500.00	$50,000.00	call us	call us
Prime Rewards	$1,500.00	$1,500.00	call us	call us
NOW Account	$50.00	$600.00	0.10%	0.10%
Statement Savings	$10.00	$10.00	0.10%	0.10%
K.I.S.S (Keep It Simple Savings)	$500.00	$100,000	call us	call us
K.I.S.S (Keep It Simple Savings)	$500.00	$50,000.00	call us	call us
K.I.S.S (Keep It Simple Savings)	$500.00	$25000.00	call us	call us
K.I.S.S (Keep It Simple Savings)	$500.00	$500.00	call us	call us

Certificate of Deposit
Effective Dates: as of Nov 3, 2020
APY means Annual Percentage Yield. Rates subject to change without notice.
There is a penalty for early withdrawal.

We are a mutual savings and loan association and have an internal policy not allowing us to accept deposits from depositors not residing
(or are not domiciled) in our delineated area. The same policy defines this area to be Decatur County, Indiana and counties adjacent to Decatur County.

Account	Minimum Balance to Open Account	Minimum Balance to Earn APY	Interest Rate	APY
14-90 Days CD	$500.00	$500.00	call us	call us
91 Days CD	$500.00	$500.00	call us	call us
182 Days CD	$500.00	$500.00	call us	call us
7 or 8 Month CD	$500.00	$500.00	call us	call us
9, 10, or 12 Month CD	$500.00	$500.00	call us	call us
13 Month CD	$500.00	$500.00	call us	call us
14, 15, or 16 Month CD	$500.00	$500.00	call us	call us
17 Month CD	$500.00	$500.00	call us	call us
18, 24, or 30 Month CD	$500.00	$500.00	call us	call us
48 Month Flexible Rate CD	$500.00	$500.00	call us	call us
60 Month CD	$500.00	$500.00	call us	call us

Individual Retirement Account

Account	Minimum Balance to Open Account	Minimum Balance to Earn APY	Interest Rate	APY
9 Month IRA	$500.00	$500.00	call us	call us
12 Month IRA	$500.00	$500.00	call us	call us
15 Month IRA	$500.00	$500.00	call us	call us
18 Month IRA	$500.00	$500.00	call us	call us
24 Month IRA	$500.00	$500.00	call us	call us
30 Month IRA	$500.00	$500.00	call us	call us
60 Month IRA	$500.00	$500.00	call us	call us
Roth Ira (24 Months)	$500.00	$500.00	call us	call us
Education IRA (24 Months)	$500.00	$500.00	call us	call us