Checking and Savings
Effective Dates: as of May 14, 2013
Rates may change after the account is opened
Fees may reduce earnings of the account Daily Balance
Account Minimum Balance to Open Account Minimum Balance to Earn APY Interest Rate APY
Money Market $500.00 $100,000.00 call us call us
Money Market $500.00 $50,000.00 call us call us
Money Market $500.00 $25,000.00 call us call us
Money Market $500.00 $10,000.00 call us call us
Prime Rewards $1,500.00 $100,000.00 call us call us
Prime Rewards $1,500.00 $50,000.00 call us call us
Prime Rewards $1,500.00 $1,500.00 call us call us
NOW Account $50.00 $600.00 0.25% 0.25%
Statement Savings $10.00 $10.00 0.25% 0.25%
K.I.S.S
(Keep It Simple Savings)		 $500.00 $100,000 call us call us
K.I.S.S
(Keep It Simple Savings)		 $500.00 $50,000.00 call us call us
K.I.S.S
(Keep It Simple Savings)		 $500.00 $25000.00 call us call us
K.I.S.S
(Keep It Simple Savings)		 $500.00 $500.00 call us call us

Certificate of Deposit
 Effective Dates: as of May 14, 2013
APY means Annual Percentage Yield. Rates subject to change without notice.
There is a penalty for early withdrawal.

 We are a mutual savings and loan association and have an internal policy not allowing us to accept deposits from depositors not residing
(or are not domiciled) in our delineated area. The same policy defines this area to be Decatur County, Indiana and counties adjacent to Decatur County.
Account Minimum Balance to Open Account Minimum Balance to Earn APY Interest Rate APY
14-90 Days CD $500.00 $500.00 call us call us
91 Days CD $500.00 $500.00 call us call us
182 Days CD $500.00 $500.00 call us call us
7 or 8 Month CD $500.00 $500.00 call us call us
9, 10, or 12 Month CD $500.00 $500.00 call us call us
13 Month CD $500.00 $500.00 call us call us
14, 15, or 16 Month CD $500.00 $500.00 call us call us
17 Month CD $500.00 $500.00 call us call us
18, 24, or 30 Month CD $500.00 $500.00 call us call us
48 Month Flexible Rate CD $500.00 $500.00 call us call us
60 Month CD $500.00 $500.00 call us call us


Individual Retirement Account
Account Minimum Balance to Open Account Minimum Balance to Earn APY Interest Rate APY
9 Month IRA $500.00 $500.00 0.75% 0.75%
12 Month IRA $500.00 $500.00 1.00% 1.00%
15 Month IRA $500.00 $500.00 1.00% 1.00%
18 Month IRA $500.00 $500.00 1.00% 1.00%
24 Month IRA $500.00 $500.00 1.00% 1.00%
30 Month IRA $500.00 $500.00 1.00% 1.00%
60 Month IRA $500.00 $500.00 1.00% 1.00%
Roth Ira (24 Months) $500.00 $500.00 1.00% 1.00%
Education IRA (24 Months) $500.00 $500.00 1.00% 1.00%



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